Fees & Insurance
Investing in your mental health should feel clear.
We’re so glad you’ve made your mental wellness a priority.
Finding the right therapist is deeply personal. You deserve to choose someone based on the connection you feel, the expertise you need, and the kind of support that feels right for you—not simply whether their name appears on an insurance list.
Four Corners Counseling & Well-Being is an out-of-network practice, which means we do not bill insurance companies directly. Instead, you pay for your sessions at the time of service and, if your insurance plan includes out-of-network benefits, you may be able to receive reimbursement for a portion of your therapy costs.
We know out-of-network can sound complicated—or like insurance won’t help cover your care at all. That isn’t necessarily the case.
We’ve intentionally chosen to remain out-of-network because it gives you more freedom to choose a therapist based on the things that matter most: their experience, approach, availability, personality, and whether you genuinely feel comfortable working with them. It also allows our therapists to make decisions about your care based on your needs, goals, and progress, rather than the requirements of an insurance contract.
Therapy is an investment in your well-being. Our goal is to make the financial side of that investment as clear as possible so you can make the decision that feels right for you.
Before you do anything else, you can find out whether your insurance plan includes out-of-network benefits—and get an estimate of what your actual cost for therapy may be.
We partner with Mentaya, a woman-founded mental health technology company focused on making out-of-network care easier to understand and access. Their benefits checker takes much of the guesswork out of insurance by helping you see your estimated out-of-network benefits and potential reimbursement before you begin. Just choose your therapist, enter your information and click “Check Benefits” below.
What could my insurance reimburse?
How does out-of-network reimbursement work?
If your plan includes out-of-network mental health benefits, the process is fairly simple:
You choose your Four Corners therapist → attend your session → pay Four Corners directly → use your out-of-network benefits to seek reimbursement from your insurance company.
Your specific reimbursement will depend on your plan. Some plans have an out-of-network deductible that must be met first. After that, your insurance company may reimburse a percentage of what it considers the allowed amount for your therapy session.
For example, your therapist’s fee may be $210, but your insurer may calculate your reimbursement using its own allowed amount rather than the full $210. Your deductible, reimbursement percentage, clinician credentials, and specific benefits can all affect the amount you ultimately receive back.
That’s why we recommend starting with the Mentaya benefits checker above. It can give you a much clearer idea of what your individual coverage may look like without requiring you to decipher your insurance policy on your own.
Four Corners can also provide a superbill, which is a detailed receipt containing the information your insurance company may need for an out-of-network claim.
Want to verify your benefits directly with your insurance company?
You can also call the Member Services number on the back of your insurance card and ask about your out-of-network outpatient mental health benefits.
Helpful questions include:
Does my plan include out-of-network outpatient mental health benefits?
What is my out-of-network deductible, and how much of it have I met?
Once my deductible is met, what percentage of the allowed amount will my plan reimburse?
Are psychotherapy services covered?
Do reimbursement rates vary based on the clinician’s license or credentials?
Do I need a referral or preauthorization?
How do I submit claims for reimbursement?
If your insurance representative asks for procedure codes, commonly used psychotherapy codes include 90791, 90834, 90837, and 90847.
Our fees reflect our clinicians’ education, training, experience, and the cost of providing high-quality mental health care in the Washington, DC area.
What will therapy cost?
Licensed Clinicians
LCSW-C, LICSW, LCPC, LCMFT
50-minute individual session: $210
60-minute session: $255
Includes initial intake sessions, couples sessions, and 60-minute individual sessions
Supervised Provisional Therapists
LMSW, LGPC, LMFT
50-minute individual session: $185
60-minute session: $230
Includes initial intake sessions, couples sessions, and 60-minute individual sessions
When available, we offer a limited number of reduced-fee appointments with supervised clinical interns.
50-minute session: $70
60-minute session: $96
Includes initial intake sessions
Payment is due at the time of your appointment. We accept credit cards, debit cards, and HSA/FSA cards. Your card information is stored securely, and there are no additional card-processing fees.
Insurance is one part of choosing a therapist, but it doesn’t have to be the only part.
For many people, finding a therapist they trust and feel comfortable with is worth considering alongside the financial investment. The right therapeutic relationship can give you a place to work through difficult experiences, better understand yourself, strengthen relationships, build coping skills, and make meaningful changes in your life.
Being out-of-network gives you the ability to consider the whole fit rather than limiting your search to the therapists included in an insurance directory.
And if cost is an important consideration, we want you to have the information you need before making that decision. Start with the Mentaya benefits checker above to see whether your insurance may help offset the cost. Reduced-fee sessions with supervised clinical interns may also be available.
Is out-of-network therapy right for me?
Ready to get started?
You don’t have to figure out every detail before reaching out.
You can check your insurance benefits, explore our therapists, or contact our team if you have questions about finding the right fit.
If you need to cancel or reschedule your appointment, please provide at least 48 hours’ notice.
Appointments canceled with less than 48 hours’ notice, as well as missed appointments, are charged the full session fee.
If you cancel within 48 hours but are able to reschedule during the same week, the late cancellation fee may be waived when scheduling allows.
During inclement weather, telehealth appointments are available so you can continue your care without needing to travel.